On 15 October 2026 the Court of Justice of the European Union ruled that a bank may not refuse the next-business-day refund of an unauthorised payment by pointing to the customer’s gross negligence. The money comes back first; the argument about fault comes later, in a claim the bank must bring and, if the customer … Continue reading The Bank Pays First: Case C-70/25 and the Refund of Unauthorised Payment Transactions